Methodology · v3.0

AVHHistorial de cumplimiento AML

Anti-Money-Laundering / Know-Your-Customer enforcement actions against {legal_name} in the last 5 years. EXTRACTION RULES: NEGATIVE-SIGNAL INDEX. Search FinCEN enforcement actions (fincen.gov), OFAC actions (ofac.treasury.gov), ECB SSM sanctions (bankingsupervision.europa.eu/banking/sanctions), Banca d'Italia + Consob (it), BaFin (de), FCA (uk), FINMA (ch), AUSTRAC (au). Return type="enumerated_events" (each event: date+url+severity+description, with regulator + fine amount + finding). MANDATORY: URL must be on a regulator/court host (HR9 already enforces). MANDATORY: type="enumerated_events" even if 0 events (events=[]). EVIDENCE-ONLY (CLAUDE.md #5): enumerate ONLY enforcement actions whose regulator/court source URL EXPLICITLY names {legal_name} (or a clearly-identified subsidiary of it), within the 60-month window. Do NOT assume or infer that an action "should" exist based on the company's size, footprint, or sector — a large bank is not presumed guilty. If no action on a regulator/court host explicitly names this specific entity, return events=[] (server scores 95 clean). Reject homonym / peer / affiliate hits whose source does not name THIS legal entity. The size-based prior (e.g. "mega-banks usually have ≥1 action") belongs to QA review, NOT to this extraction. Server applies event_count_inverse (0 → 95, 1-2 → 70, 3-5 → 45, 6+ → 20).